> ## Documentation Index
> Fetch the complete documentation index at: https://okara.ai/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Credits

> How credits work, what uses them, and how to get more.

Credits are how Okara measures usage. Every piece of content your agent generates, every analysis it runs, and every conversation in Talk to AI CMO draws from your credit balance.

***

## How many credits you get

| Plan     | Credits                 |
| -------- | ----------------------- |
| **Free** | 5 credits (one-time)    |
| **Paid** | 2,000 credits per month |

Paid plan credits reset on your billing anniversary each month. Unused monthly credits do not carry forward — use them before your reset date.

***

## What uses credits

Each action your agent takes has a fixed credit cost.

| Action                      | Credits                            |
| --------------------------- | ---------------------------------- |
| Article generation          | 18                                 |
| SEO and GEO analysis        | 10                                 |
| Website Refresh             | 10                                 |
| Hacker News post            | 9                                  |
| Reddit thread + reply draft | 8                                  |
| LinkedIn post               | 7                                  |
| X post                      | 5                                  |
| Article image generation    | 5                                  |
| UGC video                   | 60                                 |
| Talk to AI CMO              | Variable (based on message length) |

At full output across all active agents, a typical month uses around 1,700 credits — leaving a buffer of approximately 300 from your 2,000 monthly allowance.

***

## Talk to AI CMO

Chat messages are priced by token usage rather than a fixed rate. Short questions cost very little. Long, context-heavy conversations with detailed responses cost more. Your credit balance always shows the current total so you know where you stand.

***

## When credits run low

You'll see a warning in your dashboard when your balance drops below 20% of your monthly allowance. At that point your agent keeps running normally — nothing stops until you actually hit zero.

If you reach zero:

* Scheduled agent runs are paused until credits are available
* Talk to AI CMO is limited to lightweight responses

***

## Top-up packs

If you need more credits before your monthly reset, you can purchase a top-up at any time from your dashboard settings.

<CardGroup cols={3}>
  <Card title="Starter" icon="bolt">
    **860 credits** for \$45. Good for an extra article push or a busy content week.
  </Card>

  <Card title="Growth" icon="chart-line">
    **2,000 credits** for \$90. Doubles your monthly output. Most popular.
  </Card>

  <Card title="Scale" icon="rocket">
    **4,600 credits** for \$180. Built for product launches and full-blast campaigns.
  </Card>
</CardGroup>

Top-up credits are added on top of your monthly balance and **do not expire** — they carry forward month to month until used.

***

## Checking your balance

Your current credit balance is shown in your dashboard at all times. You can also view a breakdown of recent usage from **Settings > Credits**.